Learn to Fly Program Overview:

  • Unsecured Loans range $5,000-$30,000
  • Interest rates are about 7.99%-9.99%
  • Applicant and co-signer must be US citizen/Permanent Resident
  • Line of credit loan – only make payments and interest based on the amount you use, not the amount you are approved for
  • 72 month term – payments start once a balance is pulled from the line of credit
  • No pre-payment penalties
  • Can be used for any flight training and school
  • Student pays school directly

Applications can be submitted online here and decisions are typically made within 24 hours.

  • AFFORDABLE! You won’t have to come up with a fortune to begin training. You won’t watch your credit card balance climb after each lesson. You won’t have to consider dropping out because the costs are building up.
  • EASY! There is no red tape required to process an application. Flight training financing is all we do, so we have streamlined each step. You just apply, sign and fly!
  • FLEXIBLE! Pilot Finance has created a number of programs to fit your exact needs. Check out the chart to find the plan that works best for you.
  • NO SURPRISES! Pilot Finance lets you earn the certificate or advanced rating you want, with no financial shocks along the way. Everything is clearly spelled out up front.


3 options:
  1. You can apply online at www.pilotfinance.com
  2. Call them on (800) 667-0201
  3. Ask your flight school manager for an application form.


Q: How quickly will I hear back from the lender in terms of a decision?
A: You should receive a decision within 1 business day.

Q: What documents will I need to complete the loan process?
A:  Before you get started here’s a list of things you will need to complete the application process:

  • Complete street address, phone number and email address
  • Social Security Number
  • Copy of valid ID and proof of income (paystub, W-2 or signed tax returns)

Q: Is there a maximum amount I can borrow?
A: Yes, the maximum loan amount is $100,000.

Q: Do you have to be an AOPA member to apply?
A: Yes, you must be a member to apply. Please click here or call Member Services at 1-800-872-2672 to sign up or renew today. Mention you are applying for a Flexible Aviation loan and you will be eligible for a discount.

Q: How will I receive the money?
A: This will be worked out with the lender during the closing process, you have two options. An account will be created, and then you may request a:

  • Check or;
  • Debit card and/or checking


Am One Personal Loans

Next Student Private Loans

SunTrust Education Loans

Capital One Personal Loans

Citi Bank Personal Loans

Quicken Personal Loans –

Pilot Fianance, Inc

Wells Fargo

Discover Loans

PNC Bank

AOPA (Aircraft Owners and Pilots Association) SCHOLARSHIPS

National Business Aviation Association

LeRoy W. Homer Jr. Scholarship