2FLY Airborne work with a number of Finance Institutions to bring you a great selection of student loans to finance your flight training.

We are sure you will find a partner that best suits your needs. Just click on the tabs below for information about each company.


Stratus Financial was founded by FAA Certificated Flight and Ground Instructors passionate about helping others achieve their aviation dreams.  We know it’s not just about achieving your dreams (because we looked up in the sky every time we heard an airplane too!), but funding your family’s dreams as well.  That’s why Stratus was created, because with Stratus, the sky is no longer the limit.


Your Aviation Dreams Start Here

You’re not just a number, and it shows with Stratus.  We look beyond the typical FICO scores and look at you as a whole aviator.  We want to set you up for success before you even apply with us!

We offer exceptional lending packages, including:

  • The best rate you’ll get anywhere to go from zero to hero!
  • Full financing for your entire flight training and more
  • Affordable payment options, including deferment for 12 months while you complete your training AND find a job.
  • Pay your loan off any time you want with no consequences or penalties whatsoever.

Stratus Has You Covered For Resources For Your Aviation Career

  • Counselling with our team of flight instructors and ground instructors to support you through flight training, check rides and interviews with airlines.
  • Resume reviewing, editing and building
  • AMA Phone Calls with Pilots in the 121 and 135 Industry – What It’s like, How They Got Their Job, etc.

Check out an example Loan Program Payment Schedule HERE.

We look forward to helping you achieving your aviation dreams and seeing you in the sky!

If you are interested in getting started CLICK HERE TO APPLY. This link is also valid if you may be in need of a Co-Borrower.


Meritize Financial Inc is a unique banking institution has a new way of doing student loans. Check out the information below and see what they can do for you!

More Than A Credit Score

We know you are more than your credit score. We believe your past achievements are an important indicator of your potential. That’s why Meritize looks beyond FICO and uses your previous academic, military, and work achievements to enhance your credit evaluation and potentially improve your loan options.

You can improve your loan options by sharing details of your achievements

Share your academic history
Show what you’ve learned inside the classroom to improve your loan options outside the classroom by providing your transcript or high school equivalency scores

Get credit for your military service
If you’re a veteran, you can share your military documents to get credit for your military service

Share your work history
Provide details of your work history and professional references to improve your loan options

Borrower Benefits

  • Checking loan options will not impact your credit score
  • Pre-approval in minutes
  • Competitive fixed and variable rates
  • Ability to finance full tuition and, in some cases, cost of living
  • Affordable payment options, including deferring payment until 3 months after you complete your training
  • Interest rate deduction if you enrol in autopay*
  • No pre-payment penalty
  • Access to free Career Services
  • Fixed and Variable Rates from 3.85% APR to 18.73% APR

* The 0.25% AutoPay interest rate reduction applies if you make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account.  AutoPay is not required to obtain a loan.

If you are interested here are some contact details:

Customer Service | 833-637-4800 ext. 1 or 2

Email us here: apply@meritize.com



  • Unsecured Loans range $5,000-$30,000
  • Interest rates are about 7.99%-9.99%
  • Applicant and co-signer must be US citizen/Permanent Resident
  • Line of credit loan – only make payments and interest based on the amount you use, not the amount you are approved for
  • 72 month term – payments start once a balance is pulled from the line of credit
  • No pre-payment penalties
  • Can be used for any flight training and school
  • Student pays school directly

Applications can be submitted online here and decisions are typically made within 24 hours.


  • AFFORDABLE! You won’t have to come up with a fortune to begin training. You won’t watch your credit card balance climb after each lesson. You won’t have to consider dropping out because the costs are building up.
  • EASY! There is no red tape required to process an application. Flight training financing is all we do, so we have streamlined each step. You just apply, sign and fly!
  • FLEXIBLE! Pilot Finance has created a number of programs to fit your exact needs. Check out the chart to find the plan that works best for you.
  • NO SURPRISES! Pilot Finance lets you earn the certificate or advanced rating you want, with no financial shocks along the way. Everything is clearly spelled out up front.



  1. You can apply online at www.pilotfinance.com
  2. Call them on (800) 667-0201
  3. Ask your flight school manager for an application form.


Since our founding in 1938, Wings Financial Credit Union has focused on giving flight to its members’ financial dreams through exceptional service and financial value.

Chartered by seven Northwest Airlines employees, our founders recognized the value of a cooperative financial institution where members help each other succeed financially. In the cooperative spirit, Wings is a not-for-profit financial institution where members are also owners. All earnings are reinvested in the credit union in the form of higher savings yields, lower loan rates, and fewer and lower fees, as well as in-person, mobile and online service options.

Today, Wings gives flight to over 210,000 members’ dreams worldwide. Eligibility to join Wings has grown over the years to include those who live or work in the Minneapolis-St. Paul metro area, the Seattle-Tacoma metro area, the U.S. aviation industry, and those who become members of the Wings Financial Foundation.

Visit our website here.



Q: How quickly will I hear back from the lender in terms of a decision?
A: You should receive a decision within 1 business day.

Q: What documents will I need to complete the loan process?
A:  Before you get started here’s a list of things you will need to complete the application process:

  • Complete street address, phone number and email address
  • Social Security Number
  • Copy of valid ID and proof of income (paystub, W-2 or signed tax returns)

Q: Is there a maximum amount I can borrow?
A: Yes, the maximum loan amount is $100,000.

Q: Do you have to be an AOPA member to apply?
A: Yes, you must be a member to apply. Please click here or call Member Services at 1-800-872-2672 to sign up or renew today. Mention you are applying for a Flexible Aviation loan and you will be eligible for a discount.

Q: How will I receive the money?
A: This will be worked out with the lender during the closing process, you have two options. An account will be created, and then you may request a:

  • Check or;
  • Debit card and/or checking