STRATUS FINANCIAL,LLC

Stratus Financial is your connection to achieving your aviation dream. We work hand-in-hand with flight schools to provide you the financing you need to achieve your flight dreams as swiftly as possible.

2FLY Airborne & Stratus Financial

2FLY Airborne has partnered with Stratus Financial to finance all training, tests/check rides, and accommodation in the entire course (depending on which program you’ll choose). Rates depend on credit and there is an origination fee once fully approved.

We’ve partnered with schools to tailor specific training packages. Financing is now available for a wider range of programs — including the Private Pilot License (PPL),which has been recently reinstated.

Loan Options
Option 1

• Variable Rate
• 1-Year Deferred Payment
•  1-Year Interest Only
• 13 Years Principal/Interest

Option 2

• Variable Rate
• 2 years Interest Only
• 13 years Principal/Interest

Option 3

• Variable Rate
• 15 years Principal/Interest

Option 4

• Variable Rate
•  1 year Interest Only
• 9 years Principal/Interest

Option 5

• Fixed Rate
• 15 years Principal/Interest

Before starting, we recommend you (and your cosigner, if applicable) have the following information handy:

• Flight School Information: Note we only finance flight schools that have partnered with us.
• We do not currently finance training programs for recreational flying.
• Residential Address: We like to know your current address as well as if you plan to relocate to attend the flight school.
• Your identity information such as Legal Name, Citizenship, Social Security Number & Date of Birth.
• Financial Information such as employment situation, income, expenses, assets If conditionally approved, here are additional docs you may need:
• Identity documents (such as Driver’s License)
• 1st and 2nd Class FAA Medical Certificate
• Proof of income (e.g., such as Paystub)
• Recent Personal Bank statementsProof of Assets – such as mortgage statement, investment account
• Please note, down payments may be required depending on approval amount.

If you are interested in Stratus Financial you can apply here.

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WE FLORIDA FINANCIAL

LEARN TO FLY PROGRAM OVERVIEW:

• Unsecured Loans range $5,000-$30,000
• Interest rates are about 7.99%-9.99%
• Applicant and co-signer must be US citizen/Permanent Resident
• Line of credit loan – only make payments and interest based on the amount you use, not the amount you are approved for
• 72 month term – payments start once a balance is pulled from the line of credit
• No pre-payment penalties
• Can be used for any flight training and school
• Student pays school directly
• Applications can be submitted online here and decisions are typically made within 24 hours.

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PILOT FINANCE

• AFFORDABLE! You won’t have to come up with a fortune to begin training. You won’t watch your credit card balance climb after each lesson. You won’t have to consider dropping out because the costs are building up.
• EASY! There is no red tape required to process an application. Flight training financing is all we do, so we have streamlined each step. You just apply, sign and fly!
• FLEXIBLE! Pilot Finance has created a number of programs to fit your exact needs. Check out the chart to find the plan that works best for you.
• NO SURPRISES! Pilot Finance lets you earn the certificate or advanced rating you want, with no financial shocks along the way. Everything is clearly spelled out up front.
• HOW TO APPLY FOR PILOT FINANCE:

3 OPTIONS:

1. You can apply online at www.pilotfinance.com
2. Call them on (800) 667-0201
3. Ask your flight school manager for an application form.

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WINGS FINANCIAL

Since our founding in 1938, Wings Financial Credit Union has focused on giving flight to its members’ financial dreams through exceptional service and financial value.

Chartered by seven Northwest Airlines employees, our founders recognized the value of a cooperative financial institution where members help each other succeed financially. In the cooperative spirit, Wings is a not-for-profit financial institution where members are also owners. All earnings are reinvested in the credit union in the form of higher savings yields, lower loan rates, and fewer and lower fees, as well as in-person, mobile and online service options.

Today, Wings gives flight to over 210,000 members’ dreams worldwide. Eligibility to join Wings has grown over the years to include those who live or work in the Minneapolis-St. Paul metro area, the Seattle-Tacoma metro area, the U.S. aviation industry, and those who become members of the Wings Financial Foundation.

Visit our website here.

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AOPA

FAQS
Q: How quickly will I hear back from the lender in terms of a decision?
A: You should receive a decision within 1 business day.

Q: What documents will I need to complete the loan process?
A: Before you get started here’s a list of things you will need to complete the application process:

Complete street address, phone number and email address
Social Security Number
Copy of valid ID and proof of income (paystub, W-2 or signed tax returns)
Q: Is there a maximum amount I can borrow?
A: Yes, the maximum loan amount is $100,000.

Q: Do you have to be an AOPA member to apply?
A: Yes, you must be a member to apply. Please click here or call Member Services at 1-800-872-2672 to sign up or renew today. Mention you are applying for a Flexible Aviation loan and you will be eligible for a discount.

Q: How will I receive the money?
A: This will be worked out with the lender during the closing process, you have two options. An account will be created, and then you may request a:

Check or;
Debit card and/or checking